I'm currently in default in Southern Oregon. I was Involved in a auto accident on Feb 10 2008, After missing work and using up all sources of revenue (No Savings left-mine or friends), I received a notice of default from homeq. I tried to talk with them and they were very rude and demanding, Wanted me to agree to pay when I could not pay. After them being very abusive to me on the phone I hired a refi company to work out a deal so that we could keep the home that we have owned for 20 years. Homeq talked with myself and a agent of refi company on phone and stated that if I payed 2200.00 in the next 30 days they would work out a deal with me so as we could keep our home. they requested a list of house hold bills and proof of income-which was supplied. In 16 days I payed the 2200.00 via western union.
7 Days later I was informed Homeq was not accepting the money (After they did receive it) and was demanding I pay 12000.00 within days.
I attempted to contact Wells Fargo bank as they were listed as owner of note and wells Fargo denied owning note. after enough persistence from myself wells Fargo did admit the did in fact own the note. but stated that I must deal with homeq.
Wells Fargo committed fraud by not admitting to me they owned note.
Homeq Committed fraud by agreeing to take money and make arrangements and then not doing it.
I have 3 days to auction. Anyone with ideas?